The useful idea of card loans with no credit check resulted from
fallout due to the credit upheaval of recent years. Lending practices
had to change to allow folk with bad credit ratings to raise funds.
The solution was the guarantor loan which has proved very popular.
With card loans no credit check you can get access to cash easily no matter what your credit history or if you have no credit history at all. If someone will consent to be your guarantor, like a parent, close friend or relation who knows you well, then you will not need to be credit scored, therefore your credit history will not matter.
To apply for card loans no credit check you can be a council or private tenant, or you can be a homeowner. The application procedure is entirely private and nobody needs to know anything about it (including your employer if you are working). You can also be a state pensioner.