Withe the help of a loans guarantor you can be a homeowner or you
can be a tenant either privately or a council tenant. Applying is
in confidence and no-one will know about this (including your employer).
You may also be retired or on benefits, etc.
The useful idea of having a loans guarantor to help people raise
money more easily came about as a result of fallout from the credit
crunch recently. Something had to change allowing ordinary people
with bad credit scores to borrow money. The answer was the guarantor
loan which has proved itself to be popular.
With a loans guarantor you can borrow money easily irrespective
of your past credit history or even if you have none on record. If
someone will consent to be your guarantor, like a parent, friend or
relation, then you will not need to be credit scored, therefore your
own credit history will not matter.